Act early on every contract and every vehicle

Contract Intelligence analyzes your contract portfolio and identifies the contracts where you need to act, with the related financial impact and a recommended action. If a vehicle is running more kilometers than contracted, you can propose a mileage adjustment to the customer before it becomes an end-of-term bill. If a contracted residual value no longer holds, you can offer an extension to defer the risk. The amendment is calculated by the same Miles engine that runs the contract, so the numbers you propose are the real numbers. Once your customer agrees, the change goes through Miles under your own approval rules. 

From lease extensions and amendments to early terminations, a contract change can follow a recommendation or come from your team. It can also arrive through a system you already use, like your CRM or a customer portal, including the AI assistants built into them. SOFICO Intelligence checks the contract against your policies and history, prepares the next step, and asks for your confirmation before anything is finalized. Once confirmed, the change is executed in Miles. As your portfolio grows, your team handles more contracts without adding headcount. 

Built on UBClaims, by UBench, a SOFICO company. Before any claims work can begin, every incoming document has to be reviewed, linked and routed. Claims Intelligence does this automatically: it classifies and routes each document, links it to an existing claim or creates a new one, and only passes genuine exceptions to your team. 

Fleet Intelligence shows the fleet managers at your corporate customers what needs their attention across the fleet, so they can act early without digging through reports and spreadsheets. They can ask questions about their fleet, follow incident trends across their drivers, and see which parts of the fleet score best on sustainability. For you, it adds value to your fleet offer and strengthens the relationship with your customers. 

What leaders across automotive finance and leasing told us about AI that actually works, and what they’re focused on next.