Dealer Wholesale Finance

Dealer finance often operates across separate systems, processes, and data sources, increasing complexity and limiting visibility. 

Bring your dealer wholesale  finance operations into a connected operating model. With SOFICO Miles Enterprise, wholesale can run alongside your retail and fleet business on one shared platform, helping you reduce duplication, improve consistency, and support growth across dealer networks, markets, and business lines. 

Dealer funding requirements evolve with inventory levels, market conditions, interest rates, and individual dealer circumstances. 

Support different financing structures and changing contract conditions, from floorplan and working capital to refinancing, early termination, curtailments, and variable interest arrangements. This gives you greater flexibility to respond without introducing unnecessary operational complexity. 

Dealer wholesale finance involves high transaction volumes across financing requests, billing, payments, refinancing, terminations, and dealer communications. 

Automate routine processes and reduce manual intervention across the contract lifecycle. Your teams can focus on exceptions and higher-value activities while maintaining the control needed for complex commercial finance operations. 

Dealers expect fast access to wholesale financing information without relying on your back-office teams for routine requests. 

Provide a more connected digital experience that helps dealers access portfolio and financial information, understand available credit, and initiate common transactions themselves. For dealers using both SOFICO Miles Dealer Point of Sale and the SOFICO Miles Wholesale portal, a familiar and consistent experience across retail and wholesale makes everyday interactions easier, while giving finance providers the advantages of one shared platform.  

Dealer wholesale finance requires a clear view of dealer exposure, contract status, credit availability, payments, and upcoming financial commitments. 

Bring relevant financial and portfolio information together so your teams can identify changes sooner, make more informed decisions, and maintain stronger control as your portfolio grows.